Currency Converter
Convert between 30 world currencies using live daily exchange rates.
💱Live rates, honest fallback
Convert between the world's major currencies at live market rates, with the rate and its date shown under every result — and an honest switch to clearly-labelled stored rates if the live feed is ever unreachable. Swap direction in one tap. Useful for study-abroad budgeting, online purchases, freelancing income, and every "how much is that in rupees?" moment.
🧮How currency conversion works
Market rates float continuously with trading. The number shown is the mid-market rate — the midpoint between buy and sell. Banks, cards, and money-changers add a margin (typically 1–4%) plus fees on top, so real transactions land slightly worse than the mid-market figure.
💡Getting the most from conversions
- Compare the offered rate to the mid-market rate shown here — the gap is the real fee, whatever it's called.
- For study-abroad planning, add ~3–5% buffer over mid-market for transfer costs and rate movement.
- International cards often ask 'pay in ₹ or local currency?' — choose LOCAL currency; dynamic conversion (paying in ₹) uses the worst rate.
- Rates move daily; for a payment next month, today's conversion is an estimate, not a promise.
💡 Frequently Asked Questions
How accurate are these exchange rates?+
Rates come from a live market feed and the result shows the exact rate and date used. They're mid-market rates — the fair midpoint — while banks and cards apply a 1–4% margin on top for actual transactions.
Why is my bank's rate worse than the rate shown here?+
Banks, cards, and exchange services build their profit into the rate (plus fixed fees). The difference between their rate and the mid-market rate shown here is the true cost of the conversion — comparing it is exactly how you shop for the best deal.
What does the 'stored rates' warning mean?+
If the live feed can't be reached, the converter falls back to a recent stored snapshot and says so clearly — approximate figures beat a broken tool, but for transactions always confirm a live rate.
How do I convert USD to INR for university fees?+
Enter the fee amount with USD → INR for the mid-market value, then add roughly 3–5% for transfer margins and fees. For large payments, specialist remittance services usually beat bank wires.
Should I pay in ₹ or the local currency abroad?+
Local currency, almost always. 'Dynamic currency conversion' (being offered a ₹ price abroad) uses the merchant's conversion rate, which is typically the worst available.